Legal Terms & Conditions / Disclosure / Privacy

frugal finance website legal terms and conditions agreement

These Terms, Conditions, & Disclosures Apply to Frugal Fitness & Finance Blogs, Websites, Videos, Feeds, Media, and All Other Products & Services.

Update 2019:
Frugal Fitness is now "Frugal Finance" and is also no longer a registered trademark. Frugal Finance and its contributors are not lawyers, attorneys, accountants, or financial professionals nor claim to be.

Legal / Terms & Conditions:
Products and services offered by Frugal Fitness ® are not intended to cure, prevent, or treat any disease or condition. Frugal Fitness ® and owners / contributors / sponsors are not liable for any harm incurred from product or service use. None of the information on this site should be misconstrued as medical advice. Articles, workouts, and recommendations are meant for adults 18 and older. Exercise always carries an inherent risk. Dietary supplements are not currently regulated by the FDA and may cause harm, side effects, or interactions with certain drugs. Information on food and supplements are from personal experiences, governing bodies and literature of nutrition, and/or from the product's official descriptions. The owner and primary writer is not a physician, registered dietitian, pharmacist, or other licensed health practitioner nor does he claim to be. Consult your physician before beginning a diet or exercise regimen. All designated / registered trademarks, copyrighted works, product names, or company names/logos contained here are property of their respective owners. "Frugal Fitness" is a registered trademark with the United States Patent and Trademark Office.

This blog and all my other media outlets and products written, edited, and/or published by Frugal Fitness may include paid or sponsored posts, links, content, pages, ads, product placement, reviews, affiliates, partners, and other similar promotions by third party companies. The views expressed in this blog are representative of the author or contributor. Many articles are provided by guest authors and bloggers and Frugal Fitness along with its owners do not take responsibility for any false claims in these posts. Positive reviews are not required for any products or services even if it involves compensation.

Advertising Disclosure:
In full compliance with the FTC guidelines, please assume that any and all links on this website are affiliate links or sponsored links, and we may receive compensation if you click one of these and make a purchase. We are independently owned and the opinions expressed here are our own. All editorial content is written without prejudice or bias, regardless of sponsor or affiliate associations.

mike schiemer frugal fitness registered trademark

Giveaways are provided by myself or a third party contributor, and approved entries are selected at random via a randomized website tool. Third party contributor or myself is entitled to change the prize or winner if needed. No purchase necessary (unless otherwise mentioned), void where prohibited. Prizes have no monetary value and may not be exchanged.

Contests, Giveaways, And Sweepstakes:
Contest winners are determined by me based on my criteria. Third party contributor or myself is entitled to change the prize or winner if needed. No purchase necessary (unless otherwise mentioned), void where prohibited. Prizes have no monetary value and may not be exchanged.

frugal fitness TM

Privacy Policy:
We do not share personal information with third-parties nor do we store information we collect about your visit to this blog for use other than to analyze content performance through the use of cookies, which you can turn off at anytime by modifying your Internet browser's settings. We are not responsible for the republishing of the content found on this blog on other Web sites or media without our permission. This privacy policy is subject to change without notice.

Notice Regarding Online Behavioral Advertising:
We allow third party companies to serve ads and/or collect certain anonymous information
when you visit our Web site.  These companies may use non-personally identifiable information
(e.g. click stream information, browser type, time and date, subject of advertisements clicked
or scrolled over) during your visits to this and other Web sites in order to provide
advertisements about goods and services likely to be of greater interest to you.  These
companies typically use a cookie or third party web beacon to collect this information.  To learn
more about this behavioral advertising practice visit the NAI website.

Use of Images, Video, Audio, Other Media, & Intellectual Property:
Media utilized by Frugal Fitness ® contains a mix of unique content owned by Frugal Fitness ®, embedded media owned and allowed by it's producers, approved media within these media platforms, creative commons media, and media used under the Fair Use act. Some forms of media used are cited within the picture, below the media, linking to the original source, or there is a deal between the two parties for usage. If you have a legitimate legal issue with any media utilized by Frugal Fitness, please send a cease and desist letter. The item in question will be removed immediately or you may face legal consequences of an undeserved legal accusation including Libel, Slander, or a counter-suit. If you steal unique media in any form from Frugal Fitness without proper citation or permission, you may be subject to legal action. 

Email Disclosure, Circulation, & Confidentiality:
Any emails sent out by assistants / associates, or Frugal Fitness is confidential, intended only for the specific recipient named in the email, and may not be circulated verbally, electronically, physically, or by any other means. Failure to comply with these terms may results in legal consequences. If you have received an email in error by any of these parties, or would like to stop receiving any emails, simply reply to the email in question with "Unsubscribe" in the title and you will be immediately removed from any mailing list, or emails of any type should cease immediately. 


Frugal Finance is owned and operated in the United States. It is a Google Blogger / Blogspot website so only retains cookie information through Google's default method. No personal information other than name and email address are required to be taken from Contact Form submissions and information is never sold to any 3rd parties. GDPR notifications appear automatically on all pages viewed in the EU or Great Britain.

Thanks for reading Frugal Fitness / Frugal Finance and please Contact Us with any questions or comments. 

For Frugal Fitness eBook & Paperback purchase terms and conditions, payment information, and refund policies please visit or the Barnes & Nobles website

For More Great Tips, Get My Best-Seller On Amazon:
frugal fit guide

Interested in reading some legal articles and law resources

Read My Legal Posts:

Stay Frugal & Fit My Friends!

Frugal Fitness Blog
World Wide Wellness
Free Workouts & Nutrition On A Budget
"Crushing Fitness Costs Worldwide"

Also visit the Affordable Marketing

Unique Content Copyright © 2006-2023 Frugal Fitness ® unless otherwise stated. All rights reserved.

New Frugal Finance Blog Posts & Articles