Roundhill CEO Dave Mazza ETF Investing Interview

Dave Mazza is the CEO of Roundhill Investments. Follow him on X and LinkedIn for ETF updates and financial insights.

How Did You Get Started In The Financial Industry? 

An answer I used to give in early interviews was that it happened by accident. I majored in political science and philosophy in college, two disciplines that teach you how to think critically, argue clearly, and ask big questions. But as graduation approached, I realized there weren’t any philosophy companies recruiting on campus. So, like many liberal arts majors, I had to pivot. 

That said, the transition wasn’t completely random. I became passionate about markets in college, particularly through the lens of behavioral finance. I was fascinated by the idea that markets are not efficient and that human psychology—fear, greed, overconfidence—can create opportunities. It connected the philosophical questions I loved with real-world outcomes. I started devouring books on investing, following the markets daily, and exploring how narratives drive asset prices. 

Eventually, I found that finance offered the intellectual challenge I craved and the ability to apply abstract thinking in a tangible, fast-moving environment. What began as a pragmatic career decision quickly became a genuine calling. I have stayed in the industry ever since, not only because of the dynamism of the markets, but also because I enjoy helping people make sense of uncertainty and turn it into opportunity. 

Why Are You So Passionate About ETFs And ETPs? 

I have been passionate about ETFs because I have seen firsthand how this industry transformed from what was once considered a niche corner of finance into the front lines of innovation in asset management. When I started out, ETFs were still viewed by many as a backwater product, tools for low cost indexing or institutional hedging. Fast forward to today, and they are the engine room of portfolio construction, market access, and even trading strategies for both retail and institutional investors. 

What excites me most is how ETFs democratize investing. They have broken down barriers whether it’s giving everyday investors access to complex strategies asset classes like options income or crypto, or allowing investors to gain surgical exposures in a cost-effective, tax efficient, liquid wrapper. The innovation in the ETF space has been relentless, and it’s become a platform for expressing bold, forward-looking ideas. 

At Roundhill, we are pushing that frontier even further whether it is building first-of-their-kind thematic products or pioneering weekly income ETFs. For me, ETFs aren't just wrappers, they are tools to translate powerful investment themes into real-world access. That intersection of strategy, structure, and creativity is what keeps me passionate every day. 

What Sets Your ETFs And ETPs Apart From The Competition? 

At Roundhill, we don’t launch products to follow the herd, we build them to lead. What sets our ETFs apart is that we start with a differentiated idea and create the product from the needs of the investor, not from what is easy to package or already out there. 

Whether it is being first-to-market with access to unique asset classes like physical uranium or bitcoin options income, or creating thematic strategies tied to durable, disruptive trends like sports betting, gaming, or generative AI, we focus on innovation that’s thoughtful, not just trendy. 

But product alone isn’t enough. We take structure seriously. We are obsessive about ETF mechanics, operational excellence, and tax efficiency because the outcome matters more than the theme. And we pair that with a commitment to investor education that helps our products stand out on a shelf that’s never been more crowded. 

At the end of the day, we are not trying to be everything to everyone. We are focused on building a next-generation ETF firm, one that delivers access, relevance, and performance potential through high-conviction exposures. That clarity of purpose is what makes our lineup different and why we are earning the trust of a growing group of investors and advisors. 

What is your favorite ETF right now? 

It is tough to pick just one—we build products we believe in. But if I had to choose, I would highlight two that represent what Roundhill does best: MAGS and our WeeklyPay ETF lineup. MAGS, our Roundhill Magnificent Seven ETF, is my favorite ETF of all-time and I have launched over 100 of them over the years. It is become the go-to tool for targeted exposure to the most dominant companies driving the market today. 

Whether you are a retail investor building a portfolio or an institution managing billions, MAGS offers precise, high-conviction access to the real engines of innovation and performance. It is highly liquid, cost-effective, and—most importantly, intuitive. 

On the other side of the coin, I am incredibly excited about our new suite of WeeklyPay ETFs. These are the first single stock ETFs designed to pay distributions weekly, something we believe resonates in this environment of yield-hungry investors. In addition, these first-of-their kind ETFs aim to provide enhanced returns equal to 120% of a given single stock's calendar week price return offering a powerful combination of weekly income and single stock leverage. 

What Are Your Thoughts On The Recent Market Volatility And Downturn? 

Market volatility and downturns are never comfortable, but they are also never permanent. What we are seeing now is a reset in expectations. After a strong run, particularly in tech and large-cap growth, markets are grappling with higher-for-longer interest rates, still elevated valuations, and growing macro headwinds. 

One of the biggest sources of uncertainty right now is trade policy. With tariffs back in the headlines, investors are rightly re-evaluating the impact on global supply chains, input costs, and corporate margins. Tariffs create noise, but more importantly, they introduce real economic friction that markets have to price in. 

This kind of environment tends to shake out excess but also creates opportunity. Volatility isn’t a flaw—it is a feature of dynamic markets. The key is staying grounded, avoiding emotional decisions, and recognizing that pullbacks often lay the foundation for future gains. 

We believe fundamentals are coming back into focus, and that is a good thing. It is a time to be selective, to reassess exposures, and to stay invested with discipline and clarity. 

What Is Your Top Piece Of Advice For Investors? 

Stay focused on your time horizon. In a world that moves at the speed of headlines and algorithmic trades, it is easy to get pulled into the moment by chasing what is hot, panicking on down days, or trying to time the next turn. But successful investing is rarely about reacting to today. It is about positioning for what matters over the next three, five, or ten years. 

Volatility, drawdowns, and policy uncertainty like we are seeing now with tariffs are inevitable. But they are also temporary. What endures is the ability to stay disciplined, invest with intention, and let compounding work in your favor. That is why having a clear view of your goals and matching your strategy to your time horizon is so critical. 

Markets reward patience more than precision. The best investors aren’t the ones who guess right all the time, they are the ones who stay invested when it matters most. 

Thank you Dave Mazza for your time in this exclusive interview, and keep up the great work with Roundhill Investments ETFs!

GraniteShares CEO Will Rhind Interview On ETF Investing

Will Rhind is the Founder and CEO of GraniteShares. Follow him on X and LinkedIn. 

How Did You Get Started In The Financial Industry? 

I joined the Japanese Investment Bank Nomura as my first job after college. I moved into asset management around one and a half years later joining Barclays Global Investors (now Blackrock). I joined at the right time as the firm was launching the first ETFs in Europe and the ETF industry we know now was just beginning. 

Why Are You So Passionate About ETFs And ETPs? 

I was lucky enough to start working with ETFs at the very dawn of the industry in Europe and the US. I have worked with the product for almost my whole career now and have seen the amount of assets managed grow to approximately $13 Trillion today. ETFs have revolutionized asset management and the way we invest. They have replaced the legacy mutual fund as the investment vehicle of choice and offer investors a huge range of investment choices at very low cost. The exciting part to me is that I still feel we have a long way to go in terms of growth, strength and depth of offering. 

What Sets Your ETFs And ETPs Apart From The Competition? 

Over time we have developed a specialty in what we call high conviction ETFs. High conviction ETFs are, as the name suggests, investments that are designed to offer a greater potential for reward and risk. Leveraged Single Stocks have been a new ETF phenomenon that we pioneered and are a market leader in. 

Investors like the ability to trade daily leveraged exposures, typically +2X, to popular stocks such as Nvidia (NVDL), Tesla (TSLR) Palantir (PTIR). We offer an exciting range of options ETFs called YieldBoost that aim to generate high yields from options selling strategies. We also offer Gold (BAR) and other unique strategies all centered around our high conviction philosophy. 

What Is Your Favorite ETF Right Now? 

Like my children I love them all equally but I do think that our YieldBoost ETF range has some really exciting potential. It is a totally unique approach that sets itself apart from the competition. 

What Is Your Top Piece Of Advice For Investors? 

There are so many things to say but I think time horizon is probably one of the most valuable things to consider. Most people probably don't think long term enough when it comes to investing or markets. Markets can be volatile but knowing that the market will go up over a long enough time horizon probably helps you sleep well at night which is invaluable. 

Thank you so much for your time and insights in this exclusive interview Will Rhind when it comes to ETFs and investing! Keep up the excellent work with GraniteShares.

Reasons To Invest In $TJX Stock For T.J. Maxx Dividends

Full Interview On Retail Stocks With Dividend And ETF Investor Mike Schiemer 

Although I have been an entrepreneur for the better part of the last 20 years, I have been investing in stocks for only 5 years. When I was younger I was a big saver that kept most of my money in a low interest paying bank savings account and checking accounts. About ten years ago I worked for one of the world's largest financial services companies and I learned more about the power of dividends, compound, interest, stock splits, diversified funds, foreign stocks, and tech growth stocks. 

When bank savings accounts started transitioning to almost non-existent interest rates, even on CDs, it made a lot more sense to invest in stocks and different funds. I accelerated my investing in 2020 when I saw there were many excellent stock bargains and becoming a retail investor was becoming easier as well. 

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I have owned $TJX for the most part of the last 4 years, sometimes in both of my portfolios (personal and IRA retirement). I have the additional benefit of living in Massachusetts where its headquarters is, and I have often lived within 30 minutes of their HQ building. It is a large diversified company that offers affordable products, has an ecommerce presence, and is recession-resistant unlike some higher price point or luxury retailers. 

Enjoy Healthy Retail Products At Wholesale Prices

There are many aspects of #TJX that make it an appealing holding for me. I have years of experience in retail marketing and ecommerce sales, so I understand how profitable these businesses can be when done correctly, even in the modern economy. You often hear that retail is dead, but the best retailers still survive and thrive. TJX is a large cap stock with excellent long term growth and a steady dividend, all things I look for in my holdings. They are constantly posting positive earnings per share and positive cash flow each quarter while other retailers have struggled mightily. 

As I mentioned they have very affordable product lines that appeal to most shoppers, making it a smart pick in an economic recession or bear market. They have a strong ecommerce business that is continuing to grow and stay competitive. It is an international company as well with a variety of store brands such as Marshalls, HomeGoods, T.J. Maxx, and HomeSense. Their versatility is crucial in a rapidly changing market with new customer trends because they can easily shift their focus to a more profitable brand, ecommerce vs brick and mortar emphasis, or popular product SKUs if needed. 

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Like any stock, if this T.J. Maxx company's net profits began to shrink then I would have to reevaluate its future in my portfolios. If $TJX canceled their dividend completely I would also be likely to sell the stock in favor of other options. I greatly appreciate passive income at least quarterly, even if the dividends or distributions are modest like TJX's. And if retail continues to struggle much worse in the face of ecommerce years from now, then I may trim my retailer holdings that don't keep up with their ecommerce channels in 2025. 

I have many retail stocks holdings aside from TJX including Wal-Mart, Target, Dollar General, CVS, Walgreens, Nordstrom (may be going private very soon), Macy's, Kohls, Home Depot, Lowe's, 711, and Arko. I am probably leaving some out as well, and I also own many retail-related stocks such as retail products, supermarkets, and retail property REITs. I may add Costco to that mix in the near future, which is another huge low-cost dividend paying retailer, but you can purchase a plethora of excellent retail stocks for less than the price of just 1 share of COST right now in 2025. 

I have bought and sold stocks through multiple platforms over the years including Robinhood, Computershare, Fidelity, Merrill Lynch, and even WeBull briefly. I would say Fidelity and Merrill Lynch are the best that I have dealt with, with Fidelity winning out overall in my humble opinion for 2025. 

Get My 600+ Holdings Dividend Stock And ETF Portfolio Spreadsheet Here To Earn Passive Income Weekly And Monthly In The Stock Market

Best Ideas To Generate Income As A Graphic Designer

Graphic design is a popular industry that many people keep on joining. One has to go through specific courses to be considered for the best jobs in this industry. Even though you have a regular job as a graphic designer, you can still earn some passive income on the side. This can help you stay afloat even when the regular job is not helping you realize professional growth. Try the following ideas to earn income as a graphic designer. 

Blogging 

If you enjoy writing, you can make some passive income from it. You should consider creating a blog that you can use to share content. The blog can grow with time if you work consistently on it. This can help you capture people's attention. You need to focus on posting the right content to attract a lot of people to your blog. Instead of only focusing on including texts, you should include images from time to time since they are more compelling. 

An excellent blog can help you get paid sponsorship from a brand or individual. If you don't like writing, you can still create a blog and focus on podcasts. Since many people nowadays like listening to podcasts, you can make money from this. Ensure that your content focuses on graphic design topics so that you can attract the right audience. 

Freelance 

Doing freelance graphic design can also help you earn extra income. You should use your creative skills to make some extra cash. Consider publishing some of the artworks you may have created before on a crowdsourcing site. You can even create stock templates, a logo, or graphics. Developing your own profile on a crowding sourcing site should not be complicated. Finding clients and project has become simple, you can find freelance graphic designer jobs on dormzi and similar freelance community or graphic design community being part is vital to your career. 

You can expose yourself to a broader marketplace by engaging in a crowdsourcing site. Such platforms also organize design contests that you can engage in. Making use of such opportunities can help you earn more revenue from your graphic designs. People who engage in such contests are required to perform different tasks such as creating business card designs, brochure designs, or a logo. 

Give Online Lessons 

You can also consider sharing everything that you know regarding graphic design with people through an online platform. Giving online lessons will help you earn some extra cash and inspire other people looking to join this industry. In this digital era, many people prefer e-learning over the traditional form of education. You should therefore consider giving online courses to students of graphic design or even hosting a specialized webinar. 

To succeed in this, you need to take your time to create quality teaching material and plan how you are going to shoot video. Though beginning to give online classes requires a lot of work, it can help you gain significant income. 

Establish A Workshop 

If you have been doing graphic designing for years, you can earn extra income by establishing a workshop. Look for adequate space that you can use to create your own studio. If you don't have enough space, you can still achieve this by utilizing a university library. A workshop allows you to meet new people and organize live sessions. Apart from making money, this can be quite rewarding since it will enable you to improve people's knowledge. 

A workshop can also help you get different business opportunities since it can increase your exposure. 

Come Up With An E-Book 

If you have excellent writing skills, you should consider creating an e-book. This gives you the chance to express your views and ideas regarding different issues. You can start with writing quality articles on various graphic design topics. Ensure that the articles incite action so that you attract a lot of readers. 

Consider Print-On-Demand Services 

Many graphic designers use this option to make some extra cash. You can use some of your designs to make different merchandise for customers and even companies. Some of the products that you can work on include notebooks, shirts, mugs, or décor. Adding your designs on such products can help you increase your reach.

Benefits Of Turnkey Multi-Family Housing Properties

Location, location, location is the key in real estate... along with property profitability of course. While proudly maintaining homes, realty companies are are setting down a foundation of real estate presence in the national real estate marketplace. Property investors have spearheaded the brand’s entry into the multifamily housing market. 

Multifamily Housing Is A Thriving Market 

We at Frugal Finance here are big on multifamily housing. It is a bold idea that has sharp real estate market analysis and experience predicting large-scale population migration patterns by examining the elements driving demand trends. The movement started with people who, post-Great Recession, circa 1980s, were drawn to urban areas for career opportunities, cultural offerings, and entertainment potential. The movement started with people who, post the Great Recession, circa 1980s, were drawn to urban areas for career opportunities, cultural offerings, and entertainment potential. Many people have been rethinking their home base, even in 2024 and 2025. 

People are ready to move to the suburbs, whether because of work-from-home careers or the desire to be close to nature after the lockdowns were lifted. They are seeking locales based on more space and lower prices. These new residents desire the amenities and conveniences of their city dwellings when choosing their properties. Many businesses have moved to a remote-based industry model and workforce, and the movement is based on rising demand for properties providing spacious layouts with dedicated space for a home office. 

Yes, that means the suburbs. People are increasingly looking for a low-maintenance lifestyle that respects work-life balance demands. With downtime in scarce supply, people want to spend time hiking, biking, eating, and BBQing, enjoying friends and family rather than running a lawn mower. 

Third-Party Management Services Grow 

Third-party management services are experiencing an incredible demand in the housing market. New market shares show that clients are confident in real estate investors' ability to achieve the promised results. Moreover, the housing brand has the expertise to help meet goals to increase the community’s tenant levels. They also has plans to expand the pace of rent increases to match solid market fundamentals. 

Gain Entry With Turnkey Experience 

Institutional real estate investors often benefit from skilled property management firms. The cornerstone of a business partnership is extensive real estate investment based on mutual respect and value. Bringing in experienced management services as needed for an in-house operation can help create a calm transition for the property owner and the management team handling the housing and tenants. This is in the service of upping revenue and net operating income (or NOI) from the get-go, seeking to make everyone’s jobs and lives more accessible and organized and keeping everyone—from property owners to renting clients—content. 

Real estate investment firms are a management company to look for. It is well-known within the field for its construction and asset management program capabilities and its finely functional, scalable services, which provide exceptional property operations platform experience. 

Deliver A Multifamily Market Experience 

Investors with properties in popular markets are set to realize good returns. For numerous institutional real estate investors, property management services have been a significant aid in achieving their financial goals.

Stocks For Dummies: Guide To Buying Your First Stock

The latest data shows that a mere 50 percent of Americans currently own stocks and bonds.

It is understandable that a lot of people are wary of buying stocks, especially after the financial crash over a decade ago and the current market crash with an impending recession. 

However, there are still a lot of benefits that come with investing in the stock market. And investing in stocks is more important than ever with inflation so high and savings account returns so low.

Are you considering buying stocks? Are you unsure of how to invest in stock or where to begin buying? Do you feel like a dummy when you read and hear about the stock market?

If you answered "yes" to either of these questions, here is a basic "stocks for dummies" guide to help you get started.

All the information you need to start investing in the stock market for dummies is explained down below so you don't end up feeling like an investment dummy!


What Are Stocks And What Is The Stock Market?

Before we go any further into this topic, we need to make sure you have a solid understanding of what stocks are. In simplest terms, when you purchase stock, you are purchasing legal partial ownership in a particular company. 

Purchasing stock allows you to earn money based, often based on that company's performance. When you earn money from stock, it comes to you in two different ways.

The first way to profit from stocks is from appreciation. If a stock's price appreciates (increases), you can sell the stock and earn a profit. You can also hold onto it and wait for it to continue increasing in value.

The second way to earn money from stocks is through dividends. If a stock pays dividends (not all of them do), you will receive payments from the company's revenue on a regular basis (usually once per quarter). 

It just requires smarts and strategy to pick the right stocks. You can choose stocks yourself or get stock picks from a service like Motley Fool Stock Advisor.


Mutual Funds In The Market

When you first dive into the investing world, you'll hear a lot of terminologies thrown around, including words like "mutual funds" and "ETFs". There are so many different types of mutual funds out there that it could make even a journeyman investor's head spin and feel like a dummy.

It's easy to feel like a dummy or intimidated when you hear words like this and don't know what they mean. They are not as complicated as some people would have you believe, though.

Mutual funds allow you to purchase small pieces of several different stocks with one transaction. 

Examples of mutual funds are index funds and exchange-traded funds (ETFs for short).

When you invest in mutual funds, you own small pieces of several different companies. You can also combine several different funds to create a more well-rounded (or diversified) portfolio with a lower risk profile.


Investing In Individual Stocks

Another option is to purchase individual stocks. With individual stocks, you are investing in a specific company. 

Individual stocks tend to be riskier than mutual funds. However, the payout from them can often be quite a bit larger.

Most investors build their portfolio primarily around mutual funds, with a few individual stocks mixed in. 

And if you want to get frugal and crazy, you can add in some penny stocks to your portfolio as well.


What to Do Before You Invest In The Market

Before you decide to start investing it's important to take stock (no pun intended) of your current financial situation.

You can improve your finances in a dramatic way with wise investments. Before you start down that path, though, make sure you've checked the following boxes:

• Pay off your high-interest debt: This should be your first priority before you start spending money on stocks

• Build an emergency fund: Make sure you have some money saved for an emergency — don't expect to become rich off of your investments overnight

• Set a budget: It also helps to set an investment budget for yourself so you know how much you are willing to spend (and willing to potentially lose)

If you build a diversified portfolio, the likelihood that you'll lose a ton of money in your investments goes down quite a bit. However, it still is a good idea to set aside a specific dollar amount for investment purposes before you begin. 

So if you're an entrepreneur or a business, you want to make sure you can budget as much as possible to have more investment capital. Utilize free online invoice templates for your company to help save money for additional stock investment resources. 


Getting Started In The Stock Market

Now that we've covered some basics, it's time to dive a little deeper and help you understand how to actually start investing. If you're ready to take the plunge, here are the steps you need to follow:


Choose How You Want to Invest In The Market

One of the first decisions you need to make has to do with the way you're going to invest your money. That is the "stock market for dummies 101" information.

Some people like to be hands-on and make all their investment decisions for themselves. They know which businesses they want to invest in and have a good idea of what they want their investment journey to look like.

For these people, it's best to find a brokerage and a stockbroker who can help them get started.

Many people don't have the time or knowledge needed to handle their own investment accounts. If you are in this boat, you may want to consider working with a robo-advisor.

A robo-advisor is an online service that manages your investments for you for a small fee. Most major brokerages also offer a robo-advisor option to help you invest your money in a mostly hands-off way that still aligns with your goals.


Open A Stock Investment Account

Once you've made a decision about the type of investor you want to be, your next step is to open an investment account. You can do this with a stockbroker directly, or you can do it online using a robo-advisor.

Before you open an account, take note of the fees associated with it (most charge a very small percentage of the assets that are being managed). Pay attention to the account minimums and trade fees, too.


Start Small In The Stock Market

When you're first getting started, it's best to keep your investments small. Focus mainly on mutual funds to build a diverse, low-risk portfolio.

If you do want to invest in individual stocks, you may want to start with stocks under $1. With penny stocks you won't have invested too much and won't experience any significant losses if the business underperforms. 


Monitor Your Stock And Fund Investments

Be sure to keep an eye on your stock investments, too. You don't need to become obsessive and check them every day (this can end up being maddening for most people), but you should still watch and see how they're performing. This will help you know when it's a good time to hold or sell them.


Put Your "Stocks for Dummies" Knowledge to the Test

It is easy to feel like a dummy or be intimidated by the stock market, especially if you have never invested before. Now that you have your "stocks for dummies" guide at your fingertips, though, you can start buying stocks or stock certificates with confidence.

Keep this stocks for dummies information in mind and it will be much easier for you to start investing (and making smart investment decisions). You might even learn how to day trade for a living when you become more advanced with stocks and other securities!

Do you want to learn more about investing or money market management? If so, check out the Investing section of our site today for additional advice so you avoid being a dummy with stocks!

Passive vs Active Income Earning

According to a recent global wealth report, there are 46.8 million millionaires worldwide (USD). The highest paying jobs rarely top $300,000 a year. How then do millions of people become so wealthy?

The answer lies in passive vs active income and the difference between the two. If you desire to have true financial freedom, the kind that frees up all your time to spend as you wish, you need to know the "secret" behind passive income. Read on to understand this basic wealth building principle and you will be halfway there yourself. 

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Passive vs Active Income

There is nothing wrong with a hard day's work for a hard day's pay unless you want more than selling your time can bring. Active income is the money you earn from traditional work contracts that requires you to actively produce the income, i.e. jobs like 9-5 grinds.

You agree to sell your time, 40 hours a week - give or take, in exchange for a limited salary. With an active income, the limits of your time will always limit your earning potential. Jobs come with a sense of security and for many. It is a way to serve their community and earn a living for their families without the stress and uncertainty of business life.

Passive income is the golden ticket to wealth building because this income comes with little to no effort or time needed to maintain the cash flow. Passive income comes from investments in other active income efforts. Your investment buys a piece of the pie without you having to spend your time producing that income.

Common Misconception About Wealth

Being rich doesn't mean you have lots of money on hand or being spent. The rich don't hang on to their money. They invest their money in income streams. The rich are rich because they are always increasing their incomes. The wealthy have their money make money passively. Their money works for them instead of vice versa.

How much would you pay now for an income stream of one hundred dollars a month guaranteed for the rest of your life? Would you buy this income for $500? How about $5,000? Once you realize the real value of money is in its ability to produce future income for you, the rest is easy to understand.

A Simple Example Of Powerful Passive Income

Passive Income comes in many forms. Generally speaking, when it comes to investments, they say the bigger the risk the bigger the reward. Not all investments are high-risk or complicated at all.

For example, putting your money in a savings account is a simple low-risk investment that will produce 100% passive income. We are not saying that saving your way to riches is the way to go, but it demonstrates the concept very well.

The money you put into your account is your investment. There is no need to put any additional effort into the investment. The bank promises you an interest rate on the balance of your savings account. These interest payments are your passive income.

The average interest rate for savings accounts in America is 0.06% APY unless you use a new high-interest savings account (HYSA). For the sake of example, imagine you have a million dollars and decided to invest it by depositing it in a saving account at that interest rate. Your million-dollar investment would bring you a passive income stream worth $600 a year (0.0006 x $1,000,000).

Best Passive Income Ideas

The truth is you don't need to be some kind of business genius to leverage the power of passive income. Some of the most known passive income streams are not new ideas but still boost earnings for those that take the investment risks. Here are a few passive income strategies that have stood the test of time.

• Real estate flipping and renting
• affiliate advertising
• MLM (multi-level-marketing)
• stock dividends
• information product creation
• educational courses

Find a Winning Formula

Your business plan and passive income strategy is nothing short of finding a winning formula. The formula is the machine that generates the income stream. A well-oiled machine will keep producing passive income for years and years to come.

The first step in creating your formula is to choose a product or service to enter the market. The product or service doesn't even have to be your creation. The majority of the profits are in the "middle man" stages of business. Your machine could simply connect the seller of the product or service to the buyer or client. The middle man, you and your "machine," take a percentage as a finder's fee.

Choose a niche that interests you like health-focused passive income or any other industry that you want to invest in. Create or affiliate yourself with a product or service to offer consumers and start marketing it. Join a network marketing or direct sales business if it is a good fit.

The key here is to make small investments until you find a formula that makes a consistent profit. Since passive income is produced from little to none of your own time your formula should be scalable. Simply scale-up your formulas to increase the size of the passive income streams.

Here is an example of earning passively and powerfully. You decide to promote a real estate marketing course. The creators of the course offer you $15 for every course you sell. You decide to try a Google pay-per-click campaign and advertise a landing page that promotes the real estate marketing course.

You run a test for a few months buying $500 worth of traffic from Google. This strategy in itself could be a winning formula for a big passive income business. If the Google PPC campaign generates a consistent profit than scaling up the campaign should produce the same results with higher profits.

Take Action for Passive Income Profit Change

Most people will never see the true freedom that building wealth with passive income opportunities will bring. Take the path of "most people" and you will get what most people get. A pension and Social security check when and if you make it to retirement age will be the only "passive income" you will ever enjoy.

Passive vs active income is no contest. Passive income streams are the king of the incomes now and forever. The question is are you willing to sacrifice and risk money now to build income for your future? 

For more personal finance tips and investing tricks read more articles on the site. We publish a wide variety of helpful articles on network marketing, affiliate marketing, MLM, and online business.

How To Make Money From Reseller Hosting

There are many ways to add income to your budget. Many online businesses allow people to earn more money, with minimal effort, from the comfort of their homes. The reseller hosting business is one of those ways to make an additional income, but it is not a commonly known business, so most people don’t even consider doing it. 

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The reality is that the reseller hosting business can enable you to earn a passive, decent income by selling web hosting plans to customers. This business is attractive because it doesn’t require much technical knowledge and doesn’t cost tons of money to start it. It might sound like a simple way to earn additional income, but we need to emphasize that the industry is extremely competitive, so you need to ensure that you offer the right services to stay on top of the competition and earn money. 

The best thing about the reseller hosting business is that it is easy to start. Many companies, like Verpex, offer reseller hosting plans, which you can purchase and then start reselling to your customers. These companies make it easy for people to start their reseller hosting business and earn money without investing a small fortune. 

What Is Reseller Hosting? 

A reseller hosting business is where you buy server space from a hosting company, then use that server space to create your hosting plans and sell your plans to your customers. Starting a reseller hosting business is a great way for web developers to add income, and the best thing is that they’ll broaden the range of their services. Reselling will enable you to create your hosting brand with your hosting plans. The reseller package differs from one host to another, but most include disc space, unlimited bandwidth, white label branding, cPanel, customized account and website management for clients, technical support, etc. For a decent price, you can purchase a reseller hosting plan, start your reseller hosting business without a fuss and earn some money along the way. 

How To Make An Income From Your Reseller Hosting Business 

If you are considering starting your reseller hosting business, here is some advice that will help you make a decent additional passive income from your business online. 

Choose The Right Reseller Hosting Company 

The most important thing before starting your reseller hosting business is choosing the right hosting company. What do we mean by the right? Choose a hosting company that offers top performance, high-quality servers, has high uptime guaranteed, and has the best cybersecurity. If the hosting company doesn’t fulfill the requirements, customers won’t be satisfied with the service, and they will leave. 

Determine Your Offerings 

Decide on the hosting style you will offer and the add-on features. When you start reselling hosting, you will have several different types of hosting you’ll be able to offer. You can choose from offering VPS hosting, dedicated server hosting, shared hosting, WordPress hosting, etc. Depending on the hosting company you are going to work with, you can also include additional services into your plans, such as email features, domain name management, etc. The more services and features you offer, the more different clients you’ll be able to attract. 

Set Up Proper Marketing 

When you decide on a specific niche, creating a proper marketing strategy will be easier. Instead of focusing on everyone, focus on a small segment of a larger market because that will be more successful. The first step is to choose how you are going to reach customers. The most affordable way is to create a blog to rank for organic search with keywords related to web hosting. If you have a bugger budget, you can try social media advertising and search engine. Decide on your approach and plan it according to your budget. If you don’t have a bug budget, don’t worry because you can take a more organic approach. 

Offer Stellar Customer Service 

The best way to ensure that your reseller hosting will be successful and bring you a decent income is to have the best customer support. Most people who start websites aren’t experts and have average or non-technical knowledge about hosting and websites. This means they’ll need a lot of help to keep things running. That is why you need to offer stellar customer support; believe me, customers will be grateful for it. Make sure that you have at least two channels for communication in the website host business. Customers prefer phone services, but email and chat is also great way to offer proper support. Social media is also an excellent channel to help customers. 

Lastly, the most important thing when it comes to customer support is always to make sure that you resolve the issues with your affiliate marketing business as quickly as possible. You can have the best customer support in the world, but if you can’t solve customer’s issues the fastest way possible, it can all go down the drain, and your business can start losing web host customers. 

Conclusion 

Starting a reseller hosting business in the website hosting space might be the right step if you are already in the tech business and need additional income. The reseller hosting business is a great idea because it doesn’t require a lot of money to get things going, and it is a great opportunity to add a passive income. Although all this might sound super simple, you need to focus on creating a proper marketing strategy and find customers that are willing to pay for your plans.

Role Of Options In Active And Passive Investing Strategies In Singapore

Options trading is a type of investment strategy that has gained popularity in Singapore recently. Many investors in Singapore turn to options as an effective way to diversify their portfolios. Options are contracts between two parties that give the buyer the right to buy or sell a specific asset at an agreed-upon price on or before a certain date. As such, they can be used as part of active and passive investing strategies. 

Earn Powerful Passive Income With This Simple Online Business

Regarding active investing strategies, options can help investors take advantage of short-term market movements by allowing them to enter positions with limited risk and potentially high returns. For example, if an investor expects the price of a particular stock to increase over the next few days, they can purchase a call option at a lower cost. If their speculation is correct, the option's value will increase, and they can take profits by selling it for a higher price. 

Options may also be used in passive strategies, such as covered calls or put options. Often referred to as "insurance policies", these are used to protect existing positions in volatile markets. By writing (selling) an option on an asset you own, you can generate additional income while retaining your position. For instance, if you own stocks declining recently but think they may rebound soon, you can write a call option against them to create extra cash flow while protecting yourself from further losses should the stock continue going down. 

Finally, options can be used as part of a hedging strategy involving taking two negatively correlated positions to reduce risk. For instance, if an investor owns company shares but is concerned about potential losses due to market volatility, they may purchase puts on the same stock to protect themselves from any losses should the price decrease. By simultaneously entering into both long and short positions, investors can effectively manage their risk while still having the opportunity to benefit from any market movements. 

The Advantages Of Using A Broker When Investing In Options 

Using a broker to trade options is often beneficial for investors, particularly those new to the strategy. Brokers provide access to up-to-date market information and expertise, allowing investors to make informed decisions and potentially increase their returns. 

One advantage of using a broker is that they can help you assess the risk associated with specific options trades. It is essential in volatile markets, where predicting future price movements can be complicated. A broker can help you determine which options and strategies are most suitable for your goals and financial situation based on market conditions and other factors. 

Another benefit of using a broker when trading options is that they can provide education on the different types of options available and how they work. Understanding these nuances can make it easier to develop an effective trading strategy considering the risks associated with each type of option and its potential rewards. 

Brokers also offer access to sophisticated analysis tools that may not be available through self- directed trading platforms. These tools allow investors to identify opportunities and trends more quickly than if investing independently, making capitalising on short-term market fluctuations easier. 

Overall, while investing in options without the aid of a broker may appear more straightforward in theory, enlisting the services of one provides numerous advantages, especially for inexperienced investors, that can translate into higher returns over time. Therefore, many investors in Singapore should consider engaging a professional when entering into an options trade agreement. 

How To Start Trading Options In Singapore 

Options trading has become increasingly popular in Singapore, with many individuals and companies investing in this financial instrument to diversify their portfolios or hedge against adverse market conditions. 

To start trading options in Singapore, interested investors must open an account at a broker offering the service. They can be done through mainstream banks like DBS and UOB and online brokers such as Saxo Capital Markets and IG Asia. Additionally, it is essential to obtain the necessary licenses from the Monetary Authority of Singapore, depending on the size of your investment. For more information go to home.saxo. 

Conclusion 

Options provide investors various tools for managing their portfolios and executing effective investment strategies in Singapore. Whether active or passive, options offer flexibility and allow investors to take advantage of short-term market movements or protect themselves from potential losses. As such, they are becoming increasingly popular as traders look for ways to diversify and maximise their passive income returns.

How To Start A Residual Income Business For Passive Profit Revenue Streams

How To Start A Profitable Passive Income Business 

Looking for extra income online? Here’s the best way on How to Start a Residual Income Business. More people are getting into the trend of working from home. 

Over 52 million Americans work from home and this number is exponentially bigger worldwide. Why? Because jobs are a leftover commodity from the Post-Industrial Era, We needed jobs back then to help the large manufacturers get tanks ready for wars and cars made available to us, the consumer. Things have dramatically changed with technology. We are now able to create a product and brand of our own and promote it to the masses through a simple website. 

So far there has been no other time in history where could we stay home, create something unique, and sell it worldwide with a click of the mouse. Technology is evolving fast and that means also that more and more jobs will be outsourced or automated. 

Boston Dynamics creates robots. Their latest robot weighs 180 pounds and is about 5 feet tall. It can already do many jobs that our laborers do, like Warehouse work and restaurant work. This is exciting and scary at the same time. I was a cook. If I was still working in restaurants, I would be pretty scared right now! Fortunately, I started this blog and make residual income with network marketing. What is network marketing and MLM? Network marketing is also known as “word-of-mouth” marketing, because companies use people like you and I to promote their products instead of spending millions on advertising. What is even better about network marketing is that you earn commissions not only on your orders, but for the orders from all the distributors on your team. This creates monthly passive income. 

If you had 10 distributors on your team who ordered once a month from you, you would get $150 a month in residual income. This would take $48,000 in the bank earning 5% interest to make that. It would take $120,000 in the bank earning 2%.

Network marketing is easier to establish that amount coming in rather than saving over $50,000 to put in the bank. But, it’s not exactly easy. It’s a simple business, but not easy. You still need to find people like you who want to recruit others into the business. You can also be happy with customers who order the product and don’t build the business. You ideally want a blend of customers and distributors in your Direct Sales organization. Direct Selling is big business, generating over $180 Billion in global revenue. There’s 18 million distributors, or Independent Business Owners in the U.S. alone. It’s a great way to earn supplemental income or job-replacing income. It’s completely legal and has no income cap, which means if you’re a motivated leader-type, you could easily bring in a doctor’s or lawyer’s salary or beyond. 

The highest paid distributor in the world right now makes $4 million a month, yes month. How do you start a direct selling business? It’s simple. Network Marketing companies comprise of distributors. You simply find a product that you think you would benefit from, then find a distributor who represents that company and sign up through them. Since Direct selling is about “word-of-mouth” advertising through its distributors, the companies usually do not have a sign up form on their corporate site. Some do, but you need the referring member’s ID # to sign up that way. I found a product that I loved which helped with stress and anxiety. It is all natural and saved me a trip to the doctor’s and from taking a toxic prescription drug. 

Once I signed up as a “free tour” taker to the company I wanted to join, I simply proceeded to the product order page and selected my quantity of that product. There was a one-time starter fee of $20 to become an IBO, Independent Business Owner, which gave me my marketing tools to promote the business, like autoresponders and lead capture pages. I then was all ready to start promoting this product. I took the supplement immediately when it arrived, but I started promoting my new capture pages on Twitter before I got the product. 

I knew the product was going to be good and I was excited to promote something new on my social media and possibly get orders. Some people wait to get their product and see that it works before they start promoting it, not me. I wanted to start making money online immediately. This is all up to you. In order for me to get commissions, I needed to remain as an “active distributor.” That meant ordering at least one bottle a month to stay active. At $59 plus shipping, this is insanely inexpensive for becoming a home-based Entrepreneur. You can’t even buy a franchise for less than $30,000 dollars and yet, with being a distributor for Direct Sales, I can earn just as much as a franchise owner without the risk. 

There is no risk in MLM. If you don’t want to continue, you simply cancel your “autoship” of your monthly order of the product. Simple. I make enough now in MLM to stay home full-time and work in my slippers and pay my bills.