10 Different Types of Banks To Choose From

The banking world has evolved a lot over the last couple of decades. Now in 2025 approximately 90% of Americans have a bank account and reap its many benefits. Customers have a safe place to store their savings alongside accessing loans, making investments, and checking finances anywhere in the world. This is especially important after the recent bank failures around the world and the key FDIC insurance level of $250,000. 

Build Up A Bigger Bank Account And Cash In Here

A lot has changed since the First Bank of the United States was established in nearly two and a half centuries ago. Now many types of banking have emerged in the modern global and digital economy. No banks are changing a lot each year with new laws, economic volatility, fintech innovations, low interest rates, investment options, and cryptocurrency expansion. 

It can be challenging to choose the right bank in the modern age, especially with rampant inflation right now. There are also big banks that are struggling that have been around for decades or even centuries due to scandals, macroeconomic issues, and sluggishness to adapt to the modern digital era. Banking has been reimagined in the new digital economy, and the consumer has benefited for the most part.

Not sure how many types of banks there are to choose from? Don't worry, we have got you covered on all the different types of banking in 2025. 

Top 10 Types Of Banking To Choose From


1. Central Banks

This type of finance serves a governmental role as they help the country meet its economic goals through controlling monetary policy and the flow of currency. Central banks, sometimes called federal banks, also supervise commercial banks and set interest rates.


2. Commercial Banks

Commercial banks support small to large businesses compared to individuals. Mom-and-pop stores can open checking and saving accounts, loans, get access to credit, and transfer funds to companies in foreign markets.


3. Retail Banks

Retail banks are consumer-based where you go for everyday banking and other financial services. You can access different types of banking accounts, loans, credit cards, and insurance.

They often provide financial advisement services so you can get personal loans and mortgages. Retail banks are now offering more high yield savings accounts (HYSA) with interest rates in the 4% to 5% now, so take advantage! With HYSA options booming, you may be able to earn more than you are paying on a loan or even a mortgage depending on when you locked in your rate.


4. Private Family Banking

Private family banking funds whole life insurance policies to develop cash value. This lets customers borrow money to help pay off debt, mortgages, or to fund other aspects of your life.

These different banks offer protection so the policy owner can access the line of credit and receive a death benefit so the family has financial protection.  


5. Investment Banks

Think Morgan Stanley and Goldman Sachs.

Investment banks trade stocks and bonds between companies and investors.

They also focus on advising individuals and corporations who need financial guidance, reorganizing companies through mergers and acquisitions, and managing investment portfolios.


6. Private Banks

Private banks offer exclusive types of bank accounts to those who have $1 million of net worth. A wealthy individual owns the bank and offers a useful service to high earners so they can get advice from people who understand their financial situation and connections if they need a loan.


7. Cooperative or Mutual Banks

Cooperatives fall under retail and commercial banks. They are distinguished by their local or community-based associations who control how business is operated.

They offer loans and bank accounts, often active in a single community.


8. Savings and Loan Association

These are financial institutions that use deposited savings to create mortgages, refinance loans, and access other loans so customers can build or renovate their property.


9. Shadow Banks

Shadow banks are less regulated, known for running money market funds and hedge funds. They get their funding by borrowing, connecting with investors, or making their own funds instead of relying on the central bank.

10. Swiss Banks 

While Swiss banks aren't necessarily different from the other types of banks mentioned above in terms of products and services offered, they do offer one major well-known advantage: privacy and discretion. 

There is a reason why so many wealthy individuals and businesses have used Swiss banks for decades. They provide the trust and anonymity from governments, media, or businesses. Sometimes this is used for questionable financial activities, but other times it just provides a type of banking for bank customers and corporate entities that just want to be left alone.


These Are the Top Different Types of Banking

It is important to understand the various types of banking as they all meet different needs. Private and investment banks are useful for high earners whereas commercial banks are perfect if you run a mom-and-pop store. 

There is a financial institution for everyone, so it is important to learn how each one helps. And be on the lookout for new crypto banks and exchanges that are becoming more of the norm each month. Good luck with your better banking!

Interview With CEO Sylvia Jablonski On ETFs

Sylvia Jablonski is a trailblazer in the financial and ETF industries. She is the CEO & CIO of Defiance Investments. Follow her on X & LinkedIn for investing insights and financial commentary.

How Did You Get Started In The Financial Industry Sylvia? 

I started my career on the institutional side of the business, working with structured products, derivatives, and global investment strategies. Early on, I was fascinated by how financial innovation could create access and opportunity. That naturally led me to ETFs, which I saw as the future of investing—transparent, cost-effective, and endlessly adaptable to emerging trends. 

Why Are You So Passionate About ETFs And ETPs? 

ETFs democratize investing for retail investors and smaller firms. They give everyday investors access to strategies and sectors that were once only available to institutions. Whether it is AI, quantum computing, or even access to the S&P 500 minus the mag7, ETFs let you own a piece of the future without needing a hedge fund or private capital. It is this blend of accessibility and innovation that drives my passion every day. 

What Sets Your ETFs And ETPs Apart From The Competition? 

At Defiance, we focus on disruptive innovation. We are not afraid to be first movers—we launched one of the first 6G ETFs and are early leaders in quantum tech exposure with QTUM, which remains a favorite of mine. We build products that reflect where the world is going, not where it has been. Our strategies resonate globally, and we are seeing strong interest in European markets, where investors are increasingly looking for thematic and tech-forward opportunities. We are committed to growing our footprint there and tailoring products to align with global demand. 

What Is Your Favorite ETF Right Now? 

I must say that the Quantum Computing ETF is still close to my heart as my favorite ETF. It blends quantum computing and machine learning—two technologies poised to reshape everything from finance to healthcare. It is forward-looking, and it captures the spirit of what we are building at Defiance. 

What Is Your Top Piece Of Advice For Investors? 

Stay curious, and don’t be afraid to invest in what you believe in. Thematic ETFs can help you express a long-term vision while still offering liquidity and transparency. But always understand the structure, the holdings, and the risks. Diversify, think globally, and stay focused on the horizon—not just the headlines. 

Learn more at Defiance Investments!

Thank you so much for this incredible exclusive interview Sylvia Jablonski! We greatly appreciate your time and insights. 

Read Our Other Top ETF Expert Interviews, More Coming Soon: 

Oktay Kavrak | Derek Huizinga | Dan Cash | Ari Gutman

5 Tips For SEO Social Media Digital Marketing Synergy

In the modern business era, you must develop your online presence. While it is important to offer unique, top-of-the-line products and services, none of that matters if you are invisible to consumers. 

Two of the most important digital marketing strategies to build brand awareness revolve around SEO and social media. However, these two marketing platforms can be difficult to master. To take full advantage of the benefits of SEO and social media, it helps to know some tips and tricks to make your efforts more effective. 

Keep reading for our top suggestions on SEO and social media for overall digital marketing success.


1. Research Effective Keywords for Your Niche and Industry

First, you need to understand how SEO works. SEO is the coding within websites that directs search engines to their content based on keyword searches. The higher your SEO ranking, the more visible you are to search engine users, thus, the higher your website traffic will be.

To direct your target audience to your website, you need to research the most effective and common keywords used in your industry. You also need to figure out what keywords are relevant to your niche. You want keywords that are common, but also more specific, to avoid getting lost in a sea of generic search engine results.


2. Invest in Expanding Your Visibility

If you are a relatively new business and are just getting started with SEO and social media, it may be beneficial to invest in a paid digital marketing strategy. We recommend using search engine marketing or SEM. 

SEM allows you to pay search engine sites, like Google, to present your website at the top of search engine results pages for certain keyword searches. You pay the search engine site a predetermined amount for each click your website receives. Another good option is a small business marketing agency. SEO is often included in their marketing packages.


3. Focus on Local Keywords

For local business owners, one of the most important SEO concepts to implement is localized SEO and tourism SEO. Use local keywords referring to your geographic location (city and state). This also includes using phrases like "near me" for people who use causal language while performing searches.

You will also want to register with listing services like Google My Business to make it easy for consumers and/or tourists to find your information quickly and conveniently. Google My Business presents your website on the search results page with your address, contact info, store hours, and other important information.


4. Figure Out the Best Content for Your Target Audience

To be effective at SEO and social media marketing, you must understand your audience:

• What do they like and dislike?
• What are they passionate about?
• What are their problems?
• How can you solve their problems?
• Is your target audience a specific demographic of people (age, gender, location, etc.)?

The more in-tune you are with your audience, the more you can cater to their needs. This builds trust and credibility with them and creates the foundation for a stronger relationship.


5. Use Paid Social Media Marketing to Improve Your Marketing Strategy

Finally, remember that social media is a great tool for communicating with customers. However, this doesn't just have to apply to your current followers. You can use paid social media advertising to expand your reach to other social media users.

When you pay for advertising on social media, you can choose how much money you want to spend per day, which dictates how many people see your ad. Moreover, you can select the exact demographic of people you want to target to avoid wasting money on people who won't care about your products or services.

Finally, paid advertising programs provide important feedback regarding ad performance and user engagement. This helps you refine your ads to increase your marketing efficacy. 

Social media helps your SEO and overall digital marketing strategy as well.


Looking for More Tips on SEO and Social Media for Business Marketing?

Are you looking for more ways to improve your SEO and social media marketing? If so, be sure to stick around and check out some of our other search engine optimization and social selling articles before you go. Our website is dedicated to helping small business owners like you increase your brand awareness and thrive in a competitive business environment. 

7 Retirement Savings Goals To Retire Right

Are you in your early 20s and just starting to make your own real money? Or are you already in your mid-40s with kids starting to grow up? Regardless of your age, you need to consider planning for your retirement to achieve ideal results. Without a retirement plan, you may be working into your late 60s or even early 70s! This is not a scare tactic or an attempt at financial shaming. It is an unfortunate reality, especially with social security at risk of being gutted in 2025 and tariffs wreaking havoc on the global economy. 

It is sad to note that a quarter of Americans do not have savings for their retirement. Younger people aged 18 to 29 make up 45% of Americans who do not save up much or anything for their future retirement. The retirement numbers, however, improve as people age. 

Nevertheless, millions of Americans do not know how to save enough money. The key is to set retirement savings goals so you can retire right and before you get too old or frail to enjoy life.

You must take your retirement planning into your own hands because nobody can guarantee Social Security, Medicare, and your investments will remain fully intact when you reach age 65 or 67. If you want to retire even earlier, you must be even smarter and more aggressive with your earnings, savings, and investing.

Continue reading below as we discuss seven important goals for your retirement planning done right for 2025.

The Need to Save Up Early

We see it in the media and we hear it from senior citizens we know: An elderly person ending up dirt poor upon reaching their retirement age or very shortly after. 

Though many are aware of the risks of not having a retirement fund, they still do nothing about it until they are all too close to being retired.

The only time they will scramble to save money for retiring is when they are too old or weak for a 9 to 5 job. Sometimes, they will only realize the importance of a retirement plan when it is all too late.

Hence, you need to start somewhere with your retirement planning. In case you feel that you cannot keep up with the savings, there are options like the Secure Act to give you a boost. 

But the best way to kick-off your retirement plan is to come up with retirement savings goals. And you need to start working on them as early as today if you want to retire right tomorrow.


Retirement Savings Goals

When it comes to financial goal-setting, there is a lot to consider. However, some money goals are non-negotiable. Furthermore, you need to realize that these retiring financial goals come with a timetable.

You need to attain specific retirement goals once you reach particular age brackets. These financial goals should also take into account inflation and taxes, since both are on the rise.

Let’s take a look at seven of the most important savings goals you should focus on to retire right.


1. Start with an Emergency Fund

The best time to start working on your retirement goals is in your early 20s. This is the time when you are on your first or second job. Thus, your first goal is to have a fully-funded emergency fund by age 25. 

An emergency fund will serve as the backbone of your retirement plan. In case an emergency happens, the fund will cover the expenses. You want to create a fund that is equivalent to at least three to six months’ worth your salary.

Also, consider securing personal health insurance. By age 26, you will be living on your own. Hence, you don’t want to get sick without any coverage or it could cost you a fortune for treatment.

Finally, this is also the stage where you need to start your contributions to your retirement fund. Try to go for an IRA or 401(K). You can start a Roth IRA or Traditional IRA free at most banks or brokerages. If you start your contributions while you are young, you will maximize the power of compound interest. When it comes to investing, sooner is better! 

Another option in 2025 is opening a high yield savings account (HYSA) now that interest rates are 4-5% or even a little higher. An HYSA is a secure and liquid account with minimal or no restrictions that can safely grow the money you save. Just be hesitant to invest in regional banks and don't invest more than $250,000 into any one account, so you can maintain FDIC insurance on your balance.


2. End Your Student Loan Debt

Once you reach around 30 years of age, your focus must be beefing up your financial foundation. You don't want to be paying huge student loans into middle age. Thus, your first goal is to settle your student loan debt as fast as you can. This is crucial considering you will soon need to save up for your kids’ college tuition. To pay off your own student loans sooner, consider a debt consolidation company.

Once you put to bed your student loan debts, start working on your home down payment or improving your existing mortgage. You want to have a home you can truly call your own, right? Then save around 20% for the down payment and aim for a 15 year fixed mortgage if possible to minimize interest paid. 

If you already have a family, consider buying a life insurance policy. Also, establish a last will and update it every year to protect your family finances.

Lastly, increase your retirement contributions to 15% of your income to ensure you can retire securely.


3. College Plan for the Kids

By the time you hit your 40s, your main goal is to work on your kids’ college expenses. Don’t be like other parents who only start worrying about their kids’ college when they are a year away from it.

But first, make sure to eliminate all your consumer debts. These are debts that are outside your mortgages.

Moreover, make it a goal to save an amount that is twice your annual income. This is the amount you want to put into your retirement fund.


4. Reach Your Maximums

While still in your 40s, you also want to hit your savings maximum. Doing this will help you reach a target of having $1.5 million worth of savings by the time you reach 67. 

The computation is to save $10,000 every year with a 9% interest rate in effect. Sounds hard right? This is doable if you fund your 401(K) up to the maximum limit.


5. Mix and Maintain

Another important goal for aspiring retirees is learning how to mix and maintain your investments. 

The key to maximizing the gains of your investments is diversification. This means not placing all your eggs in one basket. 

People in their 40s still have a relatively high-risk appetite. However, they must also be wise where they put their money. 

Consider investing in stocks, ETFs, and mutual funds. But make sure to leave some of your investment eligible money for more conservative options like bonds or even gold.

Additionally, you need to learn how to make tough financial decisions when necessary. Make some financial compromises with your purchases if needed, but not at the expense of your retirement savings.


6. Go the Extra Mile

By the time you hit your 50s, your goals must be solidifying your financial foundation. Do this by paying extra on your home loans or mortgages. This is doable now that you already eliminated your consumer debts.

If you finish securing your children’s college fund, channel some of your extra dollars toward your home mortgage.

Additionally, consider buying long-term care insurance when planning for retirement savings goals.


7. Apply the Finishing Touches 

Once you reach your 60s, your goal is to fine-tune your retirement goals. Talk to a financial adviser and ask for guidance if you need to make any tweaks in your finances.

Also, revisit your life insurance and last will. Update these financial policies if necessary to improve your final financial plans. 

It is also about time to transition your investment portfolio to being more risk averse. Consider transitioning some of your stock holdings into bonds or annuities if it makes more sense.


Increase Your Financial Knowledge

By working on these retirement savings goals early, you will save up more money without feeling much pressure. Furthermore, you will get to secure the future of your kids and avoid becoming a financial burden in retirement. Retire right!

But financial knowledge and budgeting isn’t all about retirement. Hence, we invite you to increase your knowledge by checking our other articles to help you retire securely. We provide guides and tips to help you become a wiser manager of your financial and retirement resources.

7 Ways To Save Money For Your Business

Managing company finances can feel like a tough task. That is why it is sometimes a good idea to get back to the financial fundamentals. Think about the simple money math. For example, the more your company saves, the more your company makes in terms of profits. The lower your expenses and utilities are, the more your business saves. That is basic business profitability for any company. 

Increase Monthly Income And Save Money With This Company

Saving money for your business practicing frugal finance sounds simple, right? Cutting company costs is the simple and perfect solution to all your biz woes right?

But cutting costs for your company is not always that easy. Every company has to navigate different types of expenses to save money for your business. 

Where can you save money, and where should you leave things as they are for your business expenses? One of the easiest ways to start saving is by comparing electricity suppliers. If you live in certain areas,you have the power to choose your electricity provider. Comparing different rates and detecting potential savings is a must if you want to keep your company's expenses under control.

You are hopefully ready to save money for your business on all types of expenses to reduce overhead and improve profitability. It won't always be easy, but it will be necessary to pump up profit margins. And we are ready to help your company out with its fiscal fitness right here at Frugal Finance. 

Read on and discover 7 surefire ways to cut company costs and improve your bottom line. 

7 Ways To Reduce Company Expenses


1. Use Low-Cost Advertising Methods

Traditional advertising is expensive. Whether you are running a PPC campaign or buying space in relevant magazines, the costs add up quickly. The truth is most small businesses can't afford the level of advertising necessary to see worthwhile results.

That is why many are turning to more cost-effective advertising solutions. If you rely on your website to convert customers, then turn your attention to search engine optimization. By improving your site's ranking, you will get more eyes on your business and thus more customers.

Even brick-and-mortar locations can benefit from inbound marketing, such as creating informative articles and YouTube videos.


2. Reduce Your Job Requirements

Experienced workers expect larger salaries. And that experience doesn't always translate into additional profits for your company. When you are filling a vacancy in your business, ask yourself if you really need an employee with five years of in-person training.

By hiring recent graduates, for example, you can afford to pay them much less. Although they are lacking in real-world knowledge, they will have the education they need to fulfill the role. Just be sure you choose candidates who excel at learning on the job.


3. Take Advantage of Frugal E-Commerce Platforms

On the low end, creating an e-commerce website will cost you tens of thousands of dollars. That is an expense that not every small business can afford. And even if it is in the budget, is it really a wise purchase for an ecommerce company on a shoestring?

Don't disregard e-commerce options that are readily available. Your business can use sites such as eBay, Amazon, and Etsy to curate and distribute sales. Yes, they will take a little off the top, but you will still save thousands as you increase sales volume. 

Or just purchase a discount domain name with a frugal website host and start selling on WordPress or Weebly if it is cheaper than Shopify, WooCommerce, and BigCommerce options.

If you are really set on owning an e-commerce store, choose to go with a premade solution. These have limited functionality, but your budding business likely won't need the versatility of a custom option. One of the best premade solutions on the market is Shopify. 


4. Slash Shipping Costs

Turn to the mailroom when you need major cost-cutting strategies. Shipping rates can vary between services and parcel sizes. By shopping around or changing distribution methods, you can effectively lower your overhead.

Negotiating even a small rate change can lead to big savings. Imagine making an extra dollar every time you ship a product. And if you've never audited your mailing network before, you can likely save much more.

USPS postal rates increase every year. Search for cheaper shipping solutions to pass the savings on to your customers or grow your business. Or even consider using a reputable 3pl service that is cost-efficient.


5. Work From Home

The location of your business will have a major impact on your monthly rent. For example, a high end urban office will cost you an annual $14,800 per employee. But the question is, do you even need an office in the age of remote work and digital technology?

You may not need a physical space depending on your product or service. And if you don't, then why pay for one? Telecommuting is an easy way to keep a low overhead.

Many employees also enjoy the flexibility of working from home. In fact, you may be able to offer a lower salary with this incentive.

When an office space is a necessity for some positions, you can still have the others telecommute. Maybe you need warehouse workers to handle distribution. But does your accountant need the office space?

You can get a smaller office with fewer workers. And that means much lower rates.


6. Cut Unnecessary Types of Expenses

What kind of incentives are you dishing out for your employees? If things are getting tight, it may be time to re-examine that luxury coffee machine in the kitchen. Nobody likes their perks being taken away, but it's better than having to downsize the company and let people go.

And it is not just about incentives. Cut your power bill by hooking all electronics to power strips. At the end of the day, you can turn these off to avoid losing money to standby power.

Anytime you make a payment, ask yourself if the service is necessary. And if it is, ask yourself how you can find ways to cut costs.

Over time, these small changes can lead to big savings. This can't be overstated enough for small businesses or bootstrapped startups on a lean budget.


7. Negotiate Better Rates

Every business works with a variety of vendors, whether they are selling office supplies or product materials. You should know that your rates are never set in stone. One of the best ways to cut company expenses is to head to the negotiation table.

You have more power than you might think when it comes to cutting company costs. Many vendors are willing to lower their rates. For them, making less money is better than making no money.

Do your research beforehand to see what others are paying. Renegotiating doesn't carry a large risk, but you don't want to insult your vendors with a ridiculous request.


Types of Expenses: Know When to Save and When to Spend

In general, cutting certain types of expenses in business is worthwhile. But you can't cut everything, even if you are a fervent frugal finance enthusiast. Sometimes you will profit in the long run by investing in things that truly matter, such as your product, employees, and partners.

It may appear counterintuitive, but employee happiness can lead to increased productivity and retention. By paying more now, you will get more value later and save on certain types of expenses your company could be liable for. Sometimes you do have to spend money to make money, as long as it is done reasonably and frugally whenever possible.

For more advice for your small business, head to the business category on our Frugal Finance blog. Frugal Finance is crushing company costs worldwide!

How To Improve Your Organization At Work

What makes a business successful? Of course, there are several factors to consider when it comes to a company's success. These variables are different for every business and even the definition of success can be subjective. Some company success factors include productivity, hard work, being able to work in a team, sales, and arguably the most important one is organization. 

Being organized while at work helps you gain control over time, productivity, as we as other things. Also, you would be able to focus more on your goals and overall improve the success of the business whether you’re an employee or the boss. Efficiency is essential to any workplace because it saves a lot of time, and we all know that time is money.

But, sometimes, no matter how hard you try, you can’t stay organized. This, on the other hand, can negatively affect your work and you will end up being buried in paperwork because you couldn’t have find the right strategy to complete everything in a timely manner. 

Believe it or not, there are some effective strategies to stay organized at work. You just have to know what they are for optimal workplace efficiency. Continue reading the article to find out more about the topic of being more organized at work. 

Make A Plan For Your Days And Stick To It 

It is possible that scheduling your days can aid you in remaining on track with your commitments. The practice of time blocking, which is intended to decrease distractions, consists of organizing your calendar so that you accomplish particular tasks at set times of the day. Time blocks serve as a blueprint for your day, allowing you to be adaptable and change them as required to accommodate meetings and other last-minute requirements that stand in your way. 

Create A Productive Routine 

Incorporating a regular pattern into your life boosts your chances of building habits that provide you with structure and make your day go by more efficiently. Habitual behavior helps with productivity and efficiency along with starting positive cycles of prosperity.

It is possible that a routine may help you achieve your goals more successfully over time because the activities you take to get there will become more streamlined as a consequence of the routine. A routine will become more automatic as it is used more frequently. 

Maintain Strict Devotion To Your Schedule 

You should make every attempt to keep to a timetable and your routine as much as possible once you have booked time in your calendar. While it is easy to deviate from the schedule, having a timetable makes it easier to get back on track with the tasks at hand. When working on a project with a group of coworkers, it is extremely important to keep track of the time. Suppose your coworkers are counting on you to complete a task before they can begin their own. It is vital that you follow a precise schedule so that you may complete all of your work on time and without making any mistakes. Using a consultant time tracking app can help ensure efficiency and productivity.

Make Use Of Your Email Calendar 

Workplace meetings with coworkers, managers, or the whole office are probably to going to be a regular event for most people. The use of an email calendar to set up alerts for these meetings will help you remain on top of things as well as prepare for them in ahead of their arrival. Furthermore, using an email calendar to set deadlines for activities helps you to complete your tasks on time and keep your daily schedule while being organized. 

Check your work calendar on a frequent basis to ensure that you are on top of your activities and that scheduling conflicts are avoided. Rather than depending on your memory, it is preferable to jot down all of your responsibilities in a notebook in pencil. Planning and scheduling software, as well as planning and scheduling forms, may be used to help you organize and schedule long-term projects. 

Make A Comprehensive List Of Everything 

When you write notes, it can assist you in recalling important information and providing a place where you can refer back to your notes if necessary. Your thoughts can be recorded on paper or in a digital notebook, based on what is most convenient for you and your workplace setting. 

Think about taking notes during conferences, noting important dates, and establishing a to-do list to keep track of everything. Organize your time by creating daily, weekly, or monthly to do lists for important tasks. Every morning, go over your daily objectives with yourself before getting started. 

Create A Filing System For All Of Your Documents 

You will benefit from creating a file system, whether it is for physical or digital stuff, because it will help you to reduce clutter and stay organized. It is possible to create folders for different types of important documents, such as invoices and contracts, in order to better manage your files. You may also establish email folders for different types of correspondence, like senders or projects, to guarantee that you keep all of the important correspondence while not overburdening your inbox with irrelevant messages. 

Make Sure To Clean Your Desk 

The motivation, attention, and productivity of employees who work in a clean atmosphere is increased, and a lot. The ability to locate critical documents and other material more quickly and readily is a result of this capability. Weekly cleaning and sorting of stuff into folders and desk drawers should be a regular part of your daily or weekly schedule. Desks and offices must be attended to weekly for best organizational optimization results.

Think About Getting Desk Organizers 

Desk or drawer organizers can be extremely useful when it comes to keeping your workspace well-organized. Using one organizer for writing instruments and notebooks, and another for push pins, paperclips, and other small office supplies, you may organize your workplace in a variety of ways. In order to keep your workspace neat and clear, put things of similar size together and make use of all space available on the desk and in the drawers. This will help you to stay on top of your job. 

Optimal Organizing 

You no longer have to wonder how to stay organized at work if you simply follow the steps above. Sometimes it can be challenging to bounce back from being too lazy and unproductive, but with these simple steps, you can once more become more organized and therefore inspire your employees to do that as well. 

There are always helpful books you can read or articles online on how to increase organization in the workplace as well as how to learn from your mistakes and not repeat them in the past. Use whatever resource necessary to get organized and productive again, because you know your competitors are doing the same! It is time to declutter your workspace and organize optimally.

8 Tips To Improve Family Financial Security

In the U.S. nearly 35% of Americans have nothing saved for retirement. That is correct about 50 million people in the US have exactly $0 in savings for their hopes to retire securely someday. The same financial trend is taking place around the world as well after a mini recession and rampant inflation.

How will these people have any family security financially? What will families do during this global economic recession with shortages, debt, and inflation still running rampant? 

It is an embarrassing reflection on people's priorities and a shameful reflection on American society. But we are not here to shame you, we are here to help your personal finances. Because when it comes to finance, it is all about family first and financial freedom in the 2025 economy!

Family Finances First

If you are looking to improve your financial security, you have come to the right place. We have rounded up family security and finance tips to help you prepare for the future. 

Whether you have three small children or you are on the verge of retirement, today is always the best day to start improving your financial health. Fiscal responsibility is essential in today's world. From life insurance to college and retirement savings, we have rounded up everything you need to know about how to be financially secure for your family's future. 

Here is how to improve your family finances and secure their financial future. 

8 Tips To Improve Your Family Finances

1. Get Life Insurance 

Having an adequate life insurance policy is essential for ensuring the financial security of most families. But what is whole life insurance and why do I need it? Whole life insurance protects your spouse and family in the event of an unexpected death. If you pass away, your family loses your income. 

Unlike term life insurance, whole life insurance policies last your entire life. These policies don’t expire as you age. That means your family has even more monetary protection. If you pass away in your 90s, your spouse or children still receive the benefits. 

Whole life insurance is also inexpensive compared to some other forms of investing. Making your monthly payments on time is all you need to do to financially protect your loved ones in the event of and unfortunate accident or illness. 

2. Boost Your Savings and Emergency Fund 

According to a study by the Federal Reserve, the average American doesn’t have enough saved to cover a $400 emergency. 

If you fall into this category, it is not too late to start saving. There is some debate about how much of your income you should save for emergencies. While there isn’t a one-size-fits-all number, you want to be comfortable. 

Let’s say your expenses total $2,000 per month. If you lose your job, how long could you live off your savings? Having $10,000 in savings could float you through five months of unemployment. Saving $208 per bi-weekly paycheck for two years could get you to $10,000 in savings. 

Once you reach your goal of $10,000, don’t stop the savings there. Remember that there are plenty of other important things to save for. Keep up your savings rate and shift your money into retirement savings, investments, and your child’s education. 

While an emergency fund is important, saving for retirement and investing is arguably even more vital. Should you need more than what is in your emergency fund, you still have these assets to pull from. If you never need them, they are growing at a much higher rate than a savings account. 

3. Create a Budget 

If you are thinking there is no way I can save any money each month for your families, it is time to take another look. Budgeting isn’t about coupons and envelopes of cash. It is about going through your expenses and really looking at how you are spending your money. 

Take some time to go through your bank account. Look at how much you have coming in as income. Next, look at what expenses you have. Fixed expenses are bills you have to pay each month. This includes your mortgage, student loans, and car payments. 

Next, look at the expenses you can trim some costs if needed. You might not even realize you have been paying for three different music subscription services. If you aren’t using things such as group fitness classes or virtual cooking lessons, take the time to cancel them. It is the frugal thing to do for masterful money management!

Once you have a clear picture of where your money is going, it is time to see what is left. If the answer is nothing, take another look. Look at your grocery bill and how much you spend on coffee or eating out. 

Your food and entertainment spending are likely areas where you will be able to pull down some extra savings. Set a goal for each of your savings buckets. You should always have one for retirement and financial emergencies. You may want more for things like a new home and your child’s education fund. 

4. Make a Financial Plan 

Once you have your budget in place, it will be easier to tackle your next steps. Consider your financial goals. What does it mean to you to have financial security for your family? 

Some people, want to pay off their debt while others prefer to see a large emergency fund. Whatever your goals are, get them down on paper and start shifting your budget accordingly. 

5. Pay Off Debt 

Debt is expensive. The less debt you have, the less interest and finance charges you are paying. With less debt, you will see lower interest rates on cars and homes. 

Without credit card debt, you will drop expensive monthly interest payments as well. Your credit score will improve, and you will have a better debt-to-income ratio. Pay down your debt and you will be that much closer to better financial health. 

6. Save for Retirement 

Retirement is one of those non-negotiables when it comes to savings and financial planning. There comes a time in everyone’s life when they aren’t able to work anymore. Think about how you’d like your retirement to look and what you will realistically need. 

Make a plan to invest in your future. If you have an employer-funded 401(k) plan, start by maximizing this. An employer match is free money you should take advantage of. Next, consider opening your own brokerage or IRA account. 

Set up automatic withdrawals from your checking account into these investment accounts. When the money comes out automatically, you won’t miss it. The money goes right in each month and you can sit back and watch it grow. 

If you like to see a visual of how you are shaping up, there are a lot of great apps you can use. You can put in all your accounts and funds and they will automatically add up your wealth and net worth. 

From here, you can see what that looks like when you retire. Is $500 or $5,000 enough to live off of each month? Remember that any wealth you accumulate can also be left to your spouse, children, and grandchildren to take care of them after you have passed. 

7. Provide Your Family With Finances for College 

When you first have a baby, college can seem far away. You will be surprised at how fast the time goes. How much you should save for college is often debated by financial experts. 

With the rising costs of education, if you have multiple children, paying for all their college tuition will be expensive. A 529 Plan is a tax-advantaged way to save for college. 

Instead of burning yourself out trying to pay for it all, aim for a third. Paying for a third of their education means your child handles a third and the final third is paid through grants, scholarships, or loans. 

Remember that your child should also be involved in this process. There are work-study programs and on-campus jobs that provide students with income to offset the cost of their education. Get them involved in the planning process as well. 

Also remember that paying for their entire education isn’t a burden you need to take on alone. Whether you pay for 100% or a few thousand dollars, there is no right or wrong answer here. Starting young, however, gives you the best chance to accumulate some savings when they reach 18. 

8. Set Up a Will or Estate Plan 

Once you have children, if you don’t have a will, it is time to get one. An estate plan is another security to make sure your final wishes are clear. When you pass away, your loved ones won’t have to fight over or sort out what asset is going where. 

These are especially important if you have young children. You can include medical directives, and who should care for your children in the event that you and your partner should pass away. 

These aren’t only for the super-wealthy families and estates. If you own a home or have any money in your bank accounts, you qualify for an estate plan and a will. Make sure everything is lined up for your spouse and children after you have gone. 

If you have also had more than one spouse or children from different marriages, an estate plan is a great way to avoid any tensions or confusion. Everyone will know your wishes and will understand what to do with real estate, investments, and assets which improves overall family security when it comes to money management. 

How To Improve Your Family Security and Finances 

Family security offers some much-needed peace of mind. It is a great feeling knowing you are on track for your frugal financial goals. 

For some, financial security means paying for their child’s education. For others, it is a large emergency fund or retirement savings. 

Whatever financial security means to you, it starts with getting control of your finances. You can’t change where your money is going if you don’t know what you are spending it on. Get your priorities in place and set your plan in motion for your family's financial future. 

From life insurance to estate plans, it is never too late to start taking advantage of these programs and securing your family’s financial future. For more finance and money resources to improve monetary family security, head to the Frugal Finances blog section.

10 Effective Business Negotiation Tips

Did you know that everything is negotiable in business and in life? This is true about negotiations in all aspects of your world today. It pays to negotiate, debate, and even argue to ensure you are getting the best terms at all times. 

Here Is How To Build Your Own Big Business

But this past year only 30% of workers negotiated their salary with their employers. Most entrepreneurs don't negotiate their prices and rates with customers or clients. Even spouses are too afraid to negotiate the terms of their marriage or household responsibilities. Discussions and debate just do not take place when they should. 

Many people are hesitant to negotiate, not because they don't think they are worth it or deserve more, but because they don't know where to start. If this sounds like you, you have come to the right place to improve your arguments, debates, and points.

Read on for 10 top negotiation tips that will help you get what you want in any situation. Whether you are trying to get a lower insurance premium or a raise at work, these ten effective negotiating strategies can work for you. 

10 Simple Ways To Improve Your Negotiating Skills


1. Approach With Positivity

Some people assume that to be a good negotiator, they have to go into every conversation with guns blazing. In reality, though, you are more likely to get what you want if you remain calm and approach the situation from a positive place.

Instead of getting on the phone riled up and ready to yell about your increasing cable price, try starting the conversation in a polite, courteous way. The person on the other end will already be in a better state of mind and more inclined to assist you. That is how you negotiate to dominate!


2. Do Your Research

It is always helpful if you go into a negotiation feeling prepared. Do some research before you enter the meeting or get on the phone. Look up what other people in your position are earning or find comparable insurance rates from other companies in your area.

If you have this information readily available, it will be easier for you to make a strong case for yourself. Jot down notes beforehand so you don't forget any important details. Practice your negotiations ahead of time if you can as well for a higher chance of success. Negotiating can be nasty so you need to be prepared for any question, counterpoint, or even insult during your quest to argue your case.


3. Know What You Want

Have a clear goal for yourself when you begin negotiating, too. Know what kind of salary you want to earn or what you want to pay for your cable.

This will help you to be decisive and confident. It will save you from getting a "deer in the headlights" look, too, when the person working with you asks you what you would like to earn or what it will take to get you to stay with their company. It pays to know your numbers when negotiating!


4. Listen More Than You Talk

Are you a nervous talker? Do you tend to chatter during stressful situations, such as negotiations? If so, this negotiation tip is for you.

Make an effort to listen to the person on the other end of the conversation more than you talk to them. Ask open-ended questions to keep them talking, too. This helps you learn what they are looking for, and it will help them to feel respected.


5. Be Willing to Walk Away

Never start a negotiation without options. You need to be willing to walk away if necessary.

If you are counting on this job or you are in desperate need of a lower interest rate, the person with whom you are negotiating already has all the power. You need to have a backup plan in place or another option that you can pursue instead. This helps to give you leverage and makes you more valuable to the other person. 

Desperation is obvious, so you must be willing to walk way to win the negotiations.


6. Don't Rush

Remember that negotiations can take a long time. Don't go in expecting the other negotiator to give you what you want right away without first putting up a fight.

It might take hours or even multiple conversations over several days for you to get an outcome that works for you and the other party. Be patient, though, and trust that you deserve what you are trying to get from them. If you don't rush them, you will have a greater chance of seeing a positive outcome.


7. Show Them What You Have to Offer

Be clear about what you are bringing to the table, too. This is especially important during salary negotiations. If you want a higher salary, you need to show your employer what benefits you provide to the company.

Come in with concrete details regarding the ways you have helped the company to grow and the value you provide. The more specific you can be, the better.

Don't be wishy-washy, either. Know your worth and value and stand by it. If you don't believe in yourself, why should your boss give you a raise?


8. Always Tie a String

Sometimes, during a negotiation, you will have to make compromises. Before you give anything away, though, make sure you are getting something in return. In other words, make sure there are always strings attached.

If you can't get the lowest price possible for your cable bill, consider accepting a slightly higher rate. Make sure they throw something in to sweeten the deal, though, such as additional channels. 


9. Don't Fear Silence

If you already identified yourself as a nervous talker, this tip will also work in your favor. In addition to listening more than you talk, don't be afraid of silence and gaps in the conversation. Instead, use them to your advantage.

If you are quiet and pause for a moment after you receive an offer, the person with whom you are negotiating has time to second-guess themselves. They might hear that the offer is not ideal and be more willing to give you something better, all because you paused before responding.


10. Don't Take It Personally

It doesn't matter if you are trying to get a quote for a lower insurance premium or want a higher salary. In any situation, remember not the take the other person's behavior personally.

If you get offended or emotional based on the way they are acting or something they say, you will have a harder time implementing these other negotiation strategies. You will also be less likely to get the kind of outcome you are wanting. It pays to develop a thick skin during discussions, debates, and decision-making.


Try These Negotiation Tips Today

You might have thought that you don't have what it takes to be a good negotiator. For many people, though, it just takes the right advice and a bit of practice. Next time the negotiations will go differently thanks to these ten strategic tips!

The next time you find yourself in a negotiation situation, put these 10 negotiation tips to the test. They will help you speak with confidence and get what you want out of the exchange.

If you have been negotiating to try and save money, do you want to learn more tricks you can use to lower your bills and keep more in your bank account? If so, check out the rest of our website today for more advice. And always remember, everything is negotiable! It is time to negotiate now.

20 Top Business Presentation Tips For 2025

Presentations in business or other organizations are a big deal, and you only get one chance to make a first impression or seal the deal. No matter your role in a company, at some point you will be required to present your ideas or sales pitch. Every top business leader knows the potential power of a presentation or pitch. Convincing, persuading, and selling your ideas are all critical skills, whether you are presenting to a small team in a video conference or on a venue stage in front of thousands of people. A business presentation can even make or break your career, especially these days in the age of everything being recorded and shared on social media.

Today’s entrepreneurs know quite a bit about the art of presentation, so we asked them to share some of their best tips and techniques. Here are some of the highlights on top presentation tips from business leaders around the world in 2025. 

20 Top Tips For Powerful Presentations In 2025

First Impressions Matter Most

The first few moments of a business or sales presentation are critical. You can either set the stage for success or cause everyone in the audience to immediately think “how long is this going to take?” You only get one chance to make a good first impression while presenting. 

“The best tip for having a successful presentation is to start strong,” said Ajay Mehta, CEO of Birthdate Candles. “The beginning of your presentation is what draws your audience in, so be sure that you start off in a strong way. Grab your audience’s attention by using an image, video or joke. This will entice them into your presentation and keep them interested throughout.” 

Even more important than gimmicks is a strong presentation presence and tonality that conveys confidence from the start of your presentation or sales pitch. 

Slim Down The Presentation 

When you look over your presentation, is there anything that can be removed or simplified? The last thing you want to do is overcomplicate things during presentations and lose interest from the audience. 

“Carve out excessive words and slides - this will make things easier for everyone,” said Brandon Monaghan, Co-Founder of Miracle Brand. “Better to speak slowly and clarify your points. It is not a race or a competition to cram the most content into one presentation.” 

Even if your business presentation addresses complex topics, aim to simplify the speech and support your points with visuals. 

Explain Why The Audience Is Here 

Unless you are already a celebrity, audiences will want to know who you are and why your message is important. Make a connection early on so that everyone is invested. 

“When you are a public speaker, the first thing you need to accomplish is showing why the audience should see your presentation as relevant,” said Travis Killian, Owner and CEO of Everlasting Comfort. “There are a growing number of professionals trying to make their mark on the webinar, seminar and convention scenes. But, not everyone has the credentials to lend their advice. Tell a little bit about yourself, establish a connection and briefly explain how you achieved your own success.” 

Avoid acting like a know-it-all, and just be real about who you are. Being genuine is key as a business presenter in 2025 and will be in 2026 also. 

Make The Connection To Our Audience

Some of the best public speakers don’t present themselves as perfect or flawless. Often times it is more effective to show your human side and connect with others in a real way. 

“Always be sure to show your passion and connect with your audience when giving a presentation,” said Tri Nguyen, CEO of Network Capital. “Great presenters know how to be honest and connect with their audience to get their point across. You can do this by injecting your passion and enthusiasm into your presentation. Your audience will feel this and stay connected to your presentation throughout its duration.” 

Authenticity can go a long way for keeping audiences engaged and getting key points across. 

Psych Up The Crowd 

Even if you are speaking on a serious subject, try to get the crowd excited with positive energy and enthusiasm from the starting gate. Use technology to fill in the gaps and punctuate your points. 

“Getting people excited and engaged in your presentation can help boost morale and lead to better results if you are looking for a call to action at the end,” said Cody Iverson, Co-Founder and CEO of VisCap Media. Videos, infographics, and other visually appealing material breaks up talking and photos. 

This helps a great deal on Microsoft PowerPoint slide decks. Get people involved in the presentation by asking the room questions or getting suggestions for answers, depending on what your presentation is about.” 

We all know that meetings aren’t the most exciting events, so put in some extra effort to break the monotony. 

Storytelling 

You can only go so far with facts, figures, and charts during a presentation. Mix things up with stories throughout the session to keep audiences captivated for the less entertaining parts. 

“Tell a story when presenting,” said Omid Semino, CEO of Diamond Mansion. “Stories help people pay attention, connect, and remember things. Storytelling will help your audience engage in your presentation. So think about what you are presenting and how you can create your presentation to tell that story.” 

Stories don’t have to be thrilling to be effective – it is all about the delivery. 

Any Questions? 

It is best to not take questions throughout your presentation, since this disrupts its flow and effectiveness. Wait until you have made your points and take questions after. 

“Leave some time for Q&A at the end of your presentation, because people will have follow-up questions and want to say their piece,” said Kelli Lane, CMO at Genexa. “Be accommodating and do your best to answer questions. If you don’t know something off the bat, connect with them later and follow up.” 

Remember to thank everyone for their company presentation questions and put a memorable twist on your answers if you can. 

Simplify Everything 

If you could effectively transmit one key idea into the mind of every audience member, what would it be? Pinpoint this idea and make it the central focus of your presentation. 

“A great tip for having a successful presentation is to keep it simple,” said Alex Czarnecki, CEO of Cottage. “Focus your presentation on the core message that you wish to convey. This will allow you to communicate the core message effectively to your audience. If it doesn’t apply to your core message then do not include it in your presentation.” 

This is a good tactic to trim down your presentation and make it more impactful. 

Not So Fast 

Everyone tends to rush when they reach the stage or get to the floor for a presentation. It is in our nature to speed up, but you need to fight that urge and take it slow. 

“Slow and steady wins the race,” said Vincent Bradley, CEO and Co-Founder of Proper Wild. “If you speak too fast, it will be difficult for your audience to understand what you are trying to say, and it will make you appear nervous. By consciously slowing down your speech, you will project confidence and calm. This will also force you to make your presentation clear and concise. So instead of trying to fit thirty minutes of content into a fifteen-minute presentation, you will have to prioritize information and intelligently choose your words in advance.” 

Try practicing with timers or video yourself to make sure you maintain a slow and even pace. 

Tech Wizard 

When the presenter is fumbling around with technology in front of an audience, that is not going to instill much confidence. Learn the tech inside and out so that you avoid being that person. 

“Know the software that you will be using during your presentation like the back of your hand,” said Bill Glaser, CEO of Outstanding Foods. “Especially during remote and hybrid work, knowing tips and tricks for presentation software like Zoom and Google Meet can level-up your communication abilities. For example, Zoom shortcuts can make your presentations run seamlessly, and knowing which buttons perform which actions can help you avoid unnecessary technical difficulties.” 

Watch tutorials, read blogs, or simply practice as much as possible with these platforms, because it will pay off. 

Audience Specific 

You never want an audience to feel like they are receiving the same, automated speech you have made a thousand times before. Mix it up and personalize the presentation for the people in front of you. 

“Know your audience and address them with details that would only be relevant to the room at the present moment,” said Dr. Livingood, Founder and CEO of Livingood Daily. “People can tell when you are being generic – or worse – disingenuous.” 

No need to overhaul your whole presentation. Just add some flourishes to make things more personal where it is appropriate. 

Vocal Mastery 

Watch some classic speeches from CEOs, politicians, and motivational speakers. They are a commanding presence on the stage, and use their voices effectively as well. 

“Start thinking about what you sound like,” said Celebrity Vocal Coach Roger Love. “Your voice is the most powerful communication tool you possess. A 2017 Yale study proved that we have learned to lie with our words and our body language, but the sounds of your voice reveal authenticity and truth. Learn how to use melody, volume, pitch, and pace to create sounds that move people emotionally.” 

It is always weird to record yourself and play it back, but this is how the best speakers master their craft. 

Research Heavy 

Charisma is a key trait when presenting to an audience, but you will also need to back up what you say with facts. Research is the key to a well-rounded presentation. 

“There is no better way to become a better presenter than to do your research,” said Timmy Yanchun, Co-Founder of LTHR Shaving. “Nothing can replace data when you need a go-to reference or point, and it also serves for excellent after-seminar or webinar downloads. Have all of your information in order, backed with slides that will make it simple to introduce a point and then elaborate.” 

Even if your presentation isn’t exactly a fireworks show, the research will make it worthwhile for anyone listening. 

Give The Audience What It Wants 

You know your mission as a presenter: send the right message and make persuasive points. But have you considered what audience members want from this exchange? It is worth thinking about if you are presenting something important. 

“The number one tip for a great presentation is to focus on your audience’s needs,” said John Levisay, CEO of The Pro’s Closet. “Build your presentation around what your audience will get out of your presentation. Keep the audience’s needs in mind as you create your presentation and while giving it. This will make it easier for them to understand and respond.” 

Be sure to hit your main points while catering to the needs of the audience, too. That is the winning formula for professional presenters. 

Solution-Oriented 

Since the first caveman stood on a rock to explain how to make fire, one thing has always been true about presentations: they need to solve real problems. 

“Being a presenter has changed dramatically since the pandemic, with so many regular speakers learning to adjust to a computer screen and the challenges of webinars vs. in-person events,” said Heidi Robinson, Chief Operating Officer at Because Market. “However, one positive thing is that most speakers have learned to find ways to really connect with their audience - even if they are halfway across the globe. Everyone loves solutions to common problems. So, make an effort to provide those, along with actionable steps to never experience those challenges in the first place.” 

If your presentation doesn’t identify a problem and offer a solution, consider a new angle. 

Show, Don’t Tell 

If there is a way to make your points with visual aids, before-and-after photos, or straight facts and figures, do that. Nothing is more effective than clearly showing the audience what you can do for them. 

“Vividly paint a picture,” said Michael Port, CEO of Heroic Public Speaking. “All world-saving performances are transformational experiences for your audience. Start out by showing, here is what you have got today, and here is how it could be. This builds immediate rapport and hooks the audience’s interest. You know them. You understand them and their pain points. You have got their back, and you have got a better way to solve their problems.” 

Not every message needs a visual component, but this strategy can emphasize the points that matter most. 

Chill Out Before The Presentation

It is totally normal to be nervous before a big presentation, even if there are just a few people in the room. Be prepared, keep it together, and use some mental tactics to stay on point. 

“Having relaxation techniques to help calm your nerves right before you present can help you look more professional and confident while giving your presentation,” said Eddie Huai, CEO of Luna Blanket. “Being too nervous, or even talking about how nervous you are, can actually give off the impression that you are unprepared if speaking with people who don’t know you, so acknowledging it with yourself and handling it beforehand can help with that. Breathing techniques, visualization, and other quick methods are easy ways to relax before a big presentation.” 

Do some research on relaxation methods and find a way to calm down quickly before you go on. 

Follow A Format 

It can be tricky to map out a presentation from scratch, especially if you are new to the medium. Use an established blueprint at first and make adjustments as you figure out the format. 

“When you are giving a presentation, always remember to follow the 10-20-30 rule,” said Jim Beard, COO of Box Genie. “This rule states that to have a presentation that contains no more than 10 slides, it should last no longer than 20 minutes and have a font size of no less than 30 points. This will help keep you from overloading your presentation with too much information on the slides. Remember the slides are there as a guide, while the presenter elaborates on the points to allow full understanding of the topic.” 

Do a few presentations based on a familiar structure, and you will get the hang of it in no time to become a perfect presenter. 

No Nerves 

Nervousness is often just a sign that you are unprepared for the task ahead. Have a healthy sense of self-confidence, but put in the work as well so that you feel emboldened when the time comes to present. 

“Early preparation is the best thing you can do for yourself if you are nervous for a presentation,” said Meghan Maupin, Co-Founder and CEO of Atolla. “That way, you can tell yourself that you have gone over everything you need and can walk into the room with confidence that you will succeed in your presentation. I like to try to remember key points for each slide, rather than memorize a script where you could get stuck on a single word.” 

Skilled presenters have the confidence to freestyle away from their carefully crafted PowerPoint pitch deck when needed, and preparation is what allows them to improvise effectively. This is especially crucial when answering colleague or prospect questions at the end of presenting or taking questions from the audience after speaking on a Power Point slide deck.

Break The Ice 

You can spend hours perfecting a business presentation, but you will stumble out of the starting gate if you don’t have a great intro to propel you forward. 

“The best way to create an engaging and successful presentation is with a strong introduction,” said Jack Mason, CEO of Jack Mason Watches. “Many use this as an opportunity to tell a quick story or joke that engages the audience. Setting the tone in the presentation from the start, tells your audience what to expect from the rest of your presentation. If done correctly, you will hook your audience in for a great presentation that they will watch the entire time.” 

Presenting Powerfully Conclusion

Some business professionals love seizing the opportunity to make presentations a special event, while others dread presenting completely. But one thing is certain, if you are going to present your pitch, it needs to be powerful in at least one way. Hopefully our top business presentation tips will offer something for everyone and take their public speaking skills to the next level. Pitch perfect, ensure your speaking is peaking, and make your powerful presentation profitable in 2025!